Your policy may be under NIB due to the following reasons
With adverse Health Declaration in the Application Form
Solution: Check email address for list of requirements and comply with our requirements. If you did not receive any list of requirements kindly create a ticket with us: kaiserhealth.freshdesk.com
Higher Plan/Beyond Non Medical Limit (from K150, except Semi Annual and Annual mode of payment, and above)
Solution: Submit your Full Medical Exam (FME)
Here is the list of our Full Medical Examination (FME):
Physical Examination
Complete Blood Count (CBC)
Urinalysis
Fecalysis
Chest X-ray
FBS and HbA1c
ECG ( 35 years old above )
Risky Occupation (Exclusion)
Solution: Submit your Confirmation Slip or coordinate with our customer care through kaiserhealth.freshdesk.com
Same Payor and Agent
Solution: Submit your recent Annual Physical Exam (APE) result via kaiserhealth.freshdesk.com
Pregnant (Exclusion)
Solution: Submit your Confirmation Slip or coordinate with our customer care through kaiserhealth.freshdesk.com